Insured Owner Liability Upheld for Tenant Fire Despite Latent Defect Defense
Synthèse Legislator
Généré par l'IAA lower court found an insured liable for damages after a fire originated in a tenant's apartment, despite the insured's argument that the fire was caused by faulty wiring, which was a latent defect not immediately apparent upon inspection, but the appellate court upheld the liability finding, reasoning that the owner had a non-delegable obligation to ensure the safety of the premises, and the cause of the fire, whether a latent defect or not, did not absolve the owner of responsibility for damages sustained by third parties arising from the condition of the property under their control.
Regeste Legislator
Généré par l'IAInsured Owner Liability Upheld for Tenant Fire Despite Latent Defect Defense: A lower court found an insured liable for damages after a fire originated in a tenant's apartment, despite the insured's argument that the fire was caused by faulty wiring, which was a latent defect not immediately apparent upon inspection, but the appellate court upheld the liability finding, reasoning that the owner had a non-delegable obligation to ensure the safety of the premises, and the cause of the fire, whether a latent defect or not, did not absolve the owner of responsibility for damages sustained by third parties arising from the condition of the property under their control.