KKO 416/2006
AI generated
Supreme Court allows travel insurance claim for passenger death caused by a third party's negligence.
Legislator summary
AI generatedThe Supreme Court of Finland allowed the passenger's family to receive compensation from the travel insurance company. The deceased passenger died due to the negligence of a third party while traveling, and the insurance policy covered such liabilities. The court ruled that the insurance company must pay the claim because the third party's fault triggered the policy's coverage obligations.
Legislator headnote
AI generatedTravel Insurance Act 1993; Liability Insurance Act 1993: When a passenger dies due to a third party's negligence, the travel insurance company is liable to pay compensation if the policy covers third-party liability.
Keywords
AI generated
travel insurance liability
third party negligence
passenger death compensation
insurance coverage obligation
Supreme Court ruling
Cited Legislation
AI generatedTravel Insurance Act 1993
Liability Insurance Act 1993
Cited Case Law
AI generatedRelated Decisions
AI generatedkko-precedent_2005_145
Supreme Court allows passenger claims against insurer despite passenger's knowledge of driver's intoxication.
kko-other_2006_519
Supreme Court allows travel insurance claim for passenger death caused by a third party's negligence.
appeal_1985_kouvola__1333
Court dismissed third-party passenger's claim against insurer for damage caused by driver's negligence.
kko-precedent_1999_93
Supreme Court allows claim against insurer where owner caused death by grossly negligent encouragement of speeding.
kko-other_2006_414
Supreme Court dismisses passenger compensation claim under liability insurance when driver was not at fault.
Full text
Kysymys siitä, suoritetaanko matkustajalle korvaus liikennevakuutuksesta. Ks. KKO:2005:145