KKO 414/2006
AI generated
Supreme Court dismisses passenger compensation claim under liability insurance when driver was not at fault.
Finland (FI)
Legislator summary
AI generatedThe Supreme Court dismissed the passenger's claim for compensation under the liability insurance policy. The court found that the driver was not at fault for the accident, which is a prerequisite for liability insurance coverage. Consequently, the insurer was not obligated to pay damages to the passenger.
Legislator headnote
AI generatedLiikenneturvallisuusvakuutuslaki 1066/1991; Vastuuvakuutuslaki 1067/1991: Liability insurance covers damages only when the insured party is at fault; no compensation is due if the driver was not negligent.
Keywords
AI generated
liability insurance coverage
driver fault requirement
passenger compensation claim
negligence standard
Supreme Court ruling
Cited Legislation
AI generatedLiikenneturvallisuusvakuutuslaki 1066/1991
Vastuuvakuutuslaki 1067/1991
Cited Case Law
AI generatedRelated Decisions
AI generatedkko-other_2006_519
Supreme Court allows travel insurance claim for passenger death caused by a third party's negligence.
kko-other_2006_415
Supreme Court dismisses passenger compensation claim under Finnish liability insurance law due to lack of causation.
kko-other_2006_416
Supreme Court allows travel insurance claim for passenger death caused by a third party's negligence.
kko-precedent_1990_35
Supreme Court dismisses appeal where driver's failure to wait for police and drink alcohol voids insurance claim.
appeal_1983_helsinki__935
Driver A held liable for single-vehicle collision due to failure to yield to oncoming vehicle C.
Full text
Kysymys siitä, suoritetaanko matkustajalle korvaus liikennevakuutuksesta. Ks. KKO:2005:145