Supreme Court allows deduction of third-party assistance costs from additional income before percentage calculations in debt restructuring agreements.
Legislator summary
AI generatedThe Supreme Court of Finland allowed a condition in a debt restructuring agreement permitting the deduction of reasonable costs incurred from third-party assistance before calculating income percentages. The creditor argued that such deductions violated the statutory framework for debt restructuring, while the debtor contended the condition was a valid contractual modification. The court ruled that the agreement did not contravene the Debt Restructuring Act, establishing that parties may contractually adjust the calculation sequence of additional income.
Legislator headnote
AI generatedDebt Restructuring Act; Additional Income Act: Parties to a debt restructuring agreement may validly contractually stipulate that reasonable costs arising from third-party assistance be deducted from additional income before the calculation of percentage shares, provided this does not violate mandatory statutory provisions.
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Maksuohjelmaan oli otettu ehto, jonka mukaan velallisella on oikeus vähentää lisätilitysvelvollisuuden laskennassa käytetyn ulkopuolisen avun käytöstä ja tilityksestä aiheutuvat kohtuulliset kulut velallisen saamasta lisätulosta ennen prosenttiosuuksien ja jako-osuuksien laskemista. Kysymys siitä, oliko ehto yksityishenkilön velkajärjestelystä annetun lain säännösten mukainen.
Ks. KKO:2002:9