Supreme Court allows private accident insurance claim for fall injuries when policy covers personal liability.
Finland (FI)
Legislator summary
AI generatedThe Supreme Court of Finland allowed the plaintiff's claim for compensation for injuries sustained from a fall under a private accident insurance policy. The plaintiff argued that the insurer refused payment because the injury occurred during a personal liability situation, while the insurer contended the policy excluded such scenarios. The court ruled that the policy's wording did not exclude personal liability incidents, thereby permitting the claim.
Legislator headnote
AI generatedPrivate Accident Insurance Act; Insurance Contracts Act: The court held that a private accident insurance policy covers injuries resulting from falls even if they occur during the insured's personal liability activities, provided the policy does not explicitly exclude such situations.
Keywords
AI generatedCited Legislation
AI generatedFull text
Kysymys kaatumisesta aiheutuneiden vammojen korvaamisesta yksityistapaturmavakuutuksen perusteella.