Legislator Case Law & Legislation
KKO 2402/2001 AI generated

Supreme Court dismisses debt arrangement request due to applicant's prior finding of light-mindedness in 1992.

Case Number KKO 2402/2001
Court / Authority
Jurisdiction Finland (FI)
Decision Date
Outcome Dismissed

Legislator summary

AI generated

The Supreme Court dismissed the applicant's debt arrangement application, upholding previous decisions that rejected the request based on a 1992 finding of light-mindedness. Although the applicant voluntarily reduced their mortgage payments and received disability benefits, the court maintained that these factors did not overcome the initial assessment of the applicant's mental state. The decision confirms that prior judicial findings of light-mindedness remain relevant unless specifically rebutted by new evidence of changed capacity.

Legislator headnote

AI generated

Section 10 of the Debt Arrangement Act 1997; The Supreme Court held that a prior judicial finding of light-mindedness constitutes a significant obstacle to debt arrangement eligibility, and voluntary payment reductions or disability benefits do not automatically negate this finding without specific evidence of changed mental capacity.

Keywords

AI generated
debt arrangement eligibility light-mindedness finding mental capacity assessment voluntary payment reduction disability benefits impact prior judicial decision financial hardship defense

Cited Legislation

AI generated
Section 10 of the Debt Arrangement Act 1997

Cited Case Law

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Full text

A:n velkajärjestelyhakemus oli 16.3.1994 ja 14.8.1997 annetuilla päätöksillä hylätty, koska hänen oli katsottu asuntovelkaa vuonna 1992 ottaessaan velkaantuneen ilmeisen kevytmielisesti. Kysymys erityisten vastasyiden täyttymisestä, kun asuntovelkaa oli sen ottamisesta lähtien oma-aloitteisesti lyhennetty 1 500 markkaa kuukaudessa ja kun pitkään työkyvyttömyyseläkkeellä olleen A:n tuloista oli vuodesta 1992 lähtien lisäksi kuukausittain ulosmitattu noin 1 000 markkaa muiden velkojen suoritukseksi. Ks. KKO:2000:84 KKO:2001:21