Supreme Court dismissed debt restructuring claim where debtor was deemed lightly minded despite regular income and asset liquidation.

The Supreme Court dismissed the applicant's debt restructuring request, ruling that the debtor was lightly minded at the time of the 1995 decision. Although the debtor had regular income and used it to pay creditors, the court found no evidence of special diligence given the debtor's mental state. The decision emphasizes that the mental capacity assessment remains the decisive factor regardless of subsequent financial behavior.