Legislator Case Law & Legislation
KKO 118/2000 AI generated

Supreme Court rules that a lumbar disc herniation is not a compensable accident under private accident insurance.

Case Number KKO 118/2000
Court / Authority
Jurisdiction Finland (FI)
Decision Date
Outcome Dismissed

Legislator summary

AI generated

The Supreme Court dismissed the claim for compensation regarding a lumbar disc herniation under private accident insurance. The plaintiff argued the injury resulted from a traffic accident, but the court found the herniation was a natural consequence of the accident rather than a direct result. Consequently, the injury was deemed excluded from coverage as it did not meet the strict causation requirements for accident insurance benefits.

Legislator headnote

AI generated

Accident Insurance Act; Private Accident Insurance Act: A natural consequence of an accident, such as a lumbar disc herniation, is not considered a compensable accident under private accident insurance unless it constitutes a direct and immediate result of the accident event itself.

Keywords

AI generated
private accident insurance lumbar disc herniation natural consequence direct causation compensable accident exclusion clause Supreme Court ruling

Cited Legislation

AI generated
Accident Insurance Act
Private Accident Insurance Act
AI generated

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Full text

Kysymys siitä, oliko lannerangan L IV-V nikamavälilevyn pullistuma yksityistapaturmavakuutuksen perusteella korvattavan tapaturman seuraus.