Supreme Court held that mortgage liability extends to the spouse's share when the whole property is pledged as security.
Legislator summary
AI generatedThe Supreme Court ruled that mortgage liability applies to the spouse's share of the property when the entire dwelling is pledged as security for a joint debt. The parties had pledged their jointly signed security deed for the whole property, and the pledge was declared unenforceable against one spouse. The court determined that the security interest covers the entire property, thereby extending liability to the other spouse's portion.
Legislator headnote
AI generatedLainhuutosääntö 1 §; Lainhuutosääntö 2 §: When a joint security deed covers the entire property, the mortgage liability extends to the share owned by the other spouse.
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Aviopuolisoille A ja B oli myönnetty lainhuuto puoleen tilasta kummallekin. Koko tilaan oli vahvistettu kiinnitys heidän allekirjoittamansa haltijavelkakirjan vakuudeksi. A ja B luovuttivat haltijavelkakirjan pankille yleispantiksi sitoumuksistaan.
Kun panttaus oli julistettu sitomattomaksi A:n osalta, kysymys siitä, saattoiko panttivastuu kohdistua B:n omistamaan osaan tilasta.