Supreme Court held that a gap between the third and fourth lumbar vertebrae is not a compensable accident consequence under private accident insurance.

The Supreme Court dismissed the claim that a gap between the third and fourth lumbar vertebrae constituted a compensable accident consequence under private accident insurance. The applicant argued the injury resulted from a traffic accident, while the insurer contended the specific spinal defect did not meet the statutory definition of a compensable accident consequence. The court ruled that the injury, being a natural consequence of the accident, was not covered because the specific gap did not qualify as a distinct compensable consequence under the relevant insurance provisions.