Supreme Court clarifies that a debt repayment plan's start date is the date of the court's decision, not the agreement date.

The Supreme Court ruled that the commencement date of a court-confirmed debt repayment plan is the date of the decision, not the date of the agreement. The debtor argued the plan began when the agreement was signed, while the creditor contended it started upon judicial confirmation. The court held that only the judicial decision creates the legally binding obligation to follow the plan's terms.