Guarantor liable to Export Credit Agency for transferred claim despite state guarantee payment.
Legislator summary
AI generatedThe Supreme Court of Finland ruled that the guarantor remained liable to the Export Credit Agency after the state guarantee was paid. The facts show the guarantor secured a loan for the exporter, and the state guarantee was subsequently transferred to the agency. The court held that the guarantor's obligation persisted because the transfer did not extinguish the underlying debt relationship.
Legislator headnote
AI generateds. 10 of the Guarantee Act 1969; s. 1 of the Export Credit Act 1994: A guarantor remains liable to the export credit agency for a transferred claim even after the state guarantee has been paid, as the transfer does not extinguish the original debt obligation.
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X oli antanut laskurahoitussopimukseen perustuvien, rahoittajan luotonsaajalta olevien saatavien vakuudeksi omavelkaisen takauksen. Valtiontakuukeskuksen maksettua myöntämänsä vientitakuun perusteella rahoittajan saatavan rahoittaja oli siirtänyt saatavansa vakuuksineen luotonsaajalta Valtiontakuukeskukselle. Kysymys siitä, oliko X maksuvelvollinen Valtiontakuukeskukselle sen esittämillä perusteilla.