Supreme Court held that strong evidence of occupational asbestos exposure requires insurer to prove non-work-related cause to deny claim.
Legislator summary
AI generatedThe Supreme Court of Finland ruled that the insurer failed to meet its burden of proof regarding the non-occupational origin of the plaintiff's lung cancer. The plaintiff presented strong evidence linking his death to occupational asbestos exposure under the Occupational Disease Act, while the insurer argued for an external cause. The court determined that the insurer's evidence was insufficient to rebut the strong indication of work-related causation, thus upholding the claim.
Legislator headnote
AI generatedAmmatitautiasetus (1347/88) 2 §; The insurer bears the burden of proving that a disease is clearly caused by non-occupational exposure when the applicant presents strong evidence of occupational causation.
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Kysymys ammattitautiasetuksen (1347/88) 2 §:n tulkinnasta sekä siitä, onko asbestipölylle altistuneen henkilön kuolemaan johtaneen keuhkosyövän työperäisyydestä esitetty niin vahva näyttö, että vakuutusyhtiön on puolestaan korvausvelvollisuudesta vapautuakseen näytettävä, että sairaus oli selvästi aiheutunut työn ulkopuolisesta altistuksesta.