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KKO VL:2026-219 AI generated

Supreme Court allows consumer to recover court costs after unilateral judgment against them is set aside.

Case Number KKO VL:2026-219
Court / Authority
Jurisdiction Finland (FI)
Decision Date
Outcome Allowed / Granted
Open official source Machine-readable Markdown (.md)

Legislator summary

AI generated

The Supreme Court allowed the consumer's appeal, overturning the lower court's decision to release the creditor from liability for court costs. The consumer had been ordered to pay loan principal, interest, and legal fees under a unilateral judgment, which was later set aside by the district court. The Supreme Court ruled that the creditor must now reimburse the consumer's litigation expenses incurred during the dispute.

Legislator headnote

AI generated

Korkein oikeus 109/2004 p; 109/2004 p: If a unilateral judgment against a consumer is set aside, the creditor is liable to reimburse the consumer's court costs.

Keywords

AI generated
unilateral judgment consumer protection court costs creditor liability loan agreement set aside litigation expenses

Cited Legislation

AI generated
109/2004 p
AI generated
kko-other_1996_4805
Supreme Court allows partial claim for legal costs when state reimburses part of defendant's expenses.
kko-other_2018_1457
Supreme Court allowed consumer loan claim dismissal after creditor transferred debt to a third party.
kko-leave_2026_16
Supreme Court allows appeal on debt restructuring litigation costs when debtor fails to disclose or pay additional contributions.
kko-other_2022_365
Supreme Court dismisses appeal regarding legal costs for granting further stay of execution permission.
kko-precedent_1996_131
Supreme Court allows partial court costs award based on reasonable discretion when parties settle main claim but dispute costs.

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Full text

Kuluttaja oli velvoitettu yksipuolisella tuomiolla maksamaan velkojalle

kuluttajaluottosopimuksen perusteella luoton pääomaa korkoineen, luottokustannuksia

sekä perintä- ja oikeudenkäyntikuluja. Kuluttaja haki takaisinsaantia yksipuoliseen

tuomioon ja vaati sen kumoamista. Velkojan myöntämisen perusteella käräjäoikeus

kumosi yksipuolisen tuomion lukuun ottamatta riidatonta maksamatta ollutta osaa

velan pääomasta sekä velvoitti velkojan korvaamaan kuluttajan oikeudenkäyntikulut

asiassa. Hovioikeus vapautti velkojan oikeudenkäyntikuluvastuusta.

Kysymys oikeudenkäyntikulujen korvausvelvollisuudesta.

Valituslupakortti sisältää kuvauksen siitä kysymyksestä, johon liittyen asiassa on

myönnetty valituslupa. Sen sisältö ei sido korkeinta oikeutta eikä rajoita asian

käsittelyä siltä osin kuin valituslupa on myönnetty.