Insurance court dismissed claim for refund of overpaid premium due to insurer's right to deduct from future premiums.

The Insurance Court dismissed the applicant's claim for a refund of an overpaid insurance premium. The applicant argued that the insurer incorrectly calculated the premium, while the insurer contended its right to deduct the amount from future premiums under the contract. The court ruled that the insurer's contractual right to deduct the overpayment from future premiums precluded the applicant from demanding an immediate cash refund.