Insurance court dismissed claim for refund of excess premium due to policyholder's failure to notify insurer of risk change.

The Insurance Court dismissed the policyholder's claim for a refund of the excess premium paid for an extended coverage period. The policyholder argued that the insurer should have accepted the risk despite the late notification of a change in the insured's occupation, while the insurer contended that the policy terms strictly required prior notification to adjust the premium. The court ruled that the policyholder's failure to notify the insurer of the risk change before the premium adjustment took effect constituted a breach of the contract, thereby justifying the refusal of the refund.