Insurance court dismissed claim for breach of contract due to lack of evidence regarding insurer's negligence.

The Insurance Court dismissed the plaintiff's claim alleging the insurer breached its duty by failing to notify the policyholder of a policy cancellation. The plaintiff argued the insurer was negligent in not providing timely notice, while the insurer contended the cancellation was lawful and notice was given via a method the plaintiff failed to prove was insufficient. The court ruled that the plaintiff did not meet the burden of proof required to establish the insurer's negligence or the specific harm caused by the alleged delay.