Insurance court dismissed claim for refund of excess premium due to insurer's right to deduct from policyholder's account.

The Insurance Court dismissed the policyholder's claim for a refund of the excess premium. The insurer argued that the deduction was lawful under the insurance contract and relevant regulations, while the policyholder contended the amount was incorrect. The court upheld the insurer's right to deduct the excess directly from the policyholder's account without requiring a separate refund procedure.