Insurance court dismissed claim for refund of excess premium due to insurer's right to deduct from policyholder's account.

The Insurance Court dismissed the policyholder's request for a refund of the excess premium deducted from their account. The insurer argued that the deduction was lawful under the insurance contract terms, while the policyholder contended it violated their right to receive a full refund. The court ruled that the insurer's contractual right to deduct the excess premium from the policyholder's account was valid and enforceable.