Insurance court dismissed claim for damages due to lack of causal link between policy breach and loss.

The Finnish Insurance Court dismissed the applicant's claim for damages arising from the insurer's failure to pay a claim. The applicant argued that the insurer's breach of contract directly caused the financial loss, while the insurer contended the loss resulted from the applicant's own negligence. The court ruled that no causal connection existed between the insurer's non-payment and the specific loss suffered by the applicant.