Insurance court dismissed claim for refund of excess premium due to insurer's right to deduct based on policy terms.

The Insurance Court dismissed the policyholder's claim for a refund of the excess premium. The policyholder argued that the insurer failed to provide a written notice of the premium increase, violating consumer protection rules. However, the court ruled that the insurer's right to deduct the excess was valid under the specific terms of the insurance contract and the applicable insurance law at the time.