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VakO 5.6.1991/4357:90 AI generated

Insurance court dismissed claim for post-death farmer group life insurance when pre-death minimum health insurance was missing.

Case Number VakO 5.6.1991/4357:90
Court / Authority
Jurisdiction Finland (FI)
Decision Date
Outcome Dismissed
Open official source Machine-readable Markdown (.md)

Legislator summary

AI generated

The Insurance Court dismissed the applicant's claim for a group life insurance sum following the farmer's death. The insurer argued that the beneficiary was ineligible because the deceased had not purchased the mandatory minimum health insurance required by law before dying. The court upheld this decision, ruling that the specific statutory conditions for post-death coverage were not met without the prerequisite health insurance.

Legislator headnote

AI generated

MYEL Act s. 3 para. 2; Farmer Insurance Act s. 1: Post-death farmer group life insurance coverage is contingent upon the deceased having previously secured the mandatory minimum health insurance.

Keywords

AI generated
post-death insurance farmer group life mandatory health insurance eligibility conditions insurance court ruling

Cited Legislation

AI generated
MYEL Act s. 3 para. 2
Farmer Insurance Act s. 1
AI generated
insurance_1982_8027-1980
Insurance court dismissed claim that farmer's MYEL insurance must be started while he is alive.
insurance_2004_7746-2002
Insurance court allowed YEL exemption request covering pre-litigation period despite final prior coverage decision.
insurance_1973_4138-1972
Insurance court dismissed voluntary pension plan as valid reason for insurer's exemption from coverage duty.
insurance_1985_1630-1984
Employer not exempted from late payment interest on pension contributions for delayed pension security arrangements.
insurance_1984_2497-1983
Insurance court dismissed appeal for lack of grounds under Insurance Act regarding voluntary insurance obligation.

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Full text

Viljelijä oli kuollut 23.2.1989. MELA oli MYEL:n 3 § 2 mom. nojalla vakuuttanut edunjättäjän kuoleman jälkeen ajalle 1.5.1987-23.2.1989. Muutoksenhakemuksen kohteena olevalla päätöksellään MELA oli katsonut, ettei edunsaajilla ollut oikeutta ryhmähenkivakuutussummaan, koska edunjättäjä ei ollut eläessään ottanut sanotussa laissa säädettyä vähimmäseläketurvaa koskevaa vakuutusta. Eläkelautakunta kumosi päätöksen ja lausui: Kun maatalousyrittäjä vakuutetaan MYEL 1 §:n mukaisesti erityisestä syystä kuoleman jälkeen, vakuutukseen tulee liittää maatalousyrittäjän ryhmähenkivakuutus. Eläkelautakunnan päätöstä ei muutettu. (Äänestys 4-1) IV-jaosto