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VakO 14.11.1990/8104:89 AI generated

Life insurance beneficiary age requirement met only at end of calendar day of 18th birthday.

Case Number VakO 14.11.1990/8104:89
Court / Authority
Jurisdiction Finland (FI)
Decision Date
Outcome Allowed / Granted
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Legislator summary

AI generated

The Insurance Court reversed the Pensions Board's decision regarding a life insurance policy for a farmer's group. The court held that the beneficiary must reach the age of 18 on the calendar day corresponding to their birthday, specifically at the end of that day. Consequently, the policy became effective only when the beneficiary turned 18 at the conclusion of the calendar day matching their birth date.

Legislator headnote

AI generated

Maatalousyrittäjien ryhmähenkivakuutuslain 1988/1000 10 §; Eläkelautakunnan päätös muutettiin, kun edunsaajan on katsottava saavuttaneen 18 vuoden iän syntymäpäiväänsä vastaavan kalenteripäivän päätyttyä.

Keywords

AI generated
life insurance beneficiary age requirement interpretation calendar day rule pensions board decision group life insurance insurance court ruling 18th birthday threshold

Cited Legislation

AI generated
Maatalousyrittäjien ryhmähenkivakuutuslain 1988/1000 10 §
AI generated
insurance_1977_6687-1976
Insurance court dismisses claim where late notice caused by minor's age lacks serious reasons.
kko-precedent_2004_19
Supreme Court dismisses claim that insurer must pay death benefit after policyholder voluntarily cancelled life insurance coverage.
insurance_1996_6485-1995
Insurance court ruled that occupational disease onset date was December 1, 1993, not January 12, 1994, to ensure fair compensation.
insurance_2001_9895-1999
Insurance court dismissed request to annul final decision and hold oral hearing due to lack of new evidence.
insurance_1982_8027-1980
Insurance court dismissed claim that farmer's MYEL insurance must be started while he is alive.

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Full text

Maatalousyrittäjien ryhmähenkivakuutuksessa edunsaajan on katsottava saavuttaneen 18 vuoden iän syntymäpäiväänsä vastaavan kalenteripäivän päätyttyä. Eläkelautakunnan päätöstä muutettiin. IV-jaosto