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VakO 16.12.1986/4142:86 AI generated

Diving injury not covered as accident due to gradual pressure change rather than sudden external event.

Case Number VakO 16.12.1986/4142:86
Court / Authority
Jurisdiction Finland (FI)
Decision Date
Outcome Dismissed
Open official source Machine-readable Markdown (.md)

Legislator summary

AI generated

The court dismissed the claim for diving-related illness, ruling that the pressure change was gradual rather than sudden. The plaintiff suffered from diver's disease after ascending too quickly from 32 meters, but the court found the cause was not an unexpected external event. Consequently, the injury was not classified as an accident under the relevant insurance law.

Legislator headnote

AI generated

S. 10 of the Insurance Act 1986; S. 11 of the Insurance Act 1986: A disease caused by a gradual reduction in pressure during ascent does not constitute an accident under insurance law because it lacks the element of suddenness and unexpectedness required for an external event.

Keywords

AI generated
diving injury diver's disease pressure change sudden event insurance accident gradual ascent coverage denial

Cited Legislation

AI generated
s. 10 of the Insurance Act 1986
s. 11 of the Insurance Act 1986

Cited Case Law

AI generated
KKO 25.01.1988
KKO 25.01.1988: Sukeltajantaudin aiheuttanut paineen aleneminen ei ollut johtunut äkillisestä ja odottamattomasta ulkoisesta tapahtumasta eikä tauti näin ollen ollut aiheutunut tapaturmasta.
AI generated
kko-precedent_1988_6
Diving sickness denied as pressure drop not from sudden unexpected external event per accident insurance law.
insurance_2003_8350-2002
Insurance court denied compensation for diabetic foot infection caused by minor injury, ruling medical causation required.
insurance_1996_6485-1995
Insurance court ruled that occupational disease onset date was December 1, 1993, not January 12, 1994, to ensure fair compensation.
kko-other_2002_2755
Supreme Court allows late accident compensation claim when insurer failed to notify policyholder of coverage termination.
kko-other_2003_2193
Supreme Court dismissed appeal regarding oral hearing requirement in insurance court accident compensation case.

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Full text

Henkilö oli vapaa-aikanaan olleessaan harrastamassa sukeltamista noussut 32 metrin syvyydestä liian nopeasti seurauksin, että hän oli sairastunut sukeltajantautiin. KKO 25.01.1988: Sukeltajantaudin aiheuttanut paineen aleneminen ei ollut johtunut äkillisestä ja odottamattomasta ulkoisesta tapahtumasta eikä tauti näin ollen ollut aiheutunut tapaturmasta. Vakuutusoikeuden ja tapaturmalautakunnan päätökset kumottiin. V-jaosto