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VakO 25.6.1985/5560:82 AI generated

Insurance court dismissed YEL pension claim due to insufficient activity duration causing coverage lapse before death.

Case Number VakO 25.6.1985/5560:82
Court / Authority
Jurisdiction Finland (FI)
Decision Date
Outcome Dismissed
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Legislator summary

AI generated

The insurance court dismissed the claim for a YEL pension following the insured's death in April 1982. Although a pension was initially approved based on a February 1982 work assessment, the court found the insured's activity had not continued for the required four months during the coverage period. Consequently, the court ruled that the death during this gap caused the insurance coverage to lapse, invalidating the claim.

Legislator headnote

AI generated

YEL-laki 1982; 1 §: The pension coverage lapses if the insured's activity does not continue for the statutory period, and death occurring during this gap terminates the right to benefits.

Keywords

AI generated
YEL pension coverage activity duration requirement coverage lapse due to death insurance court jurisdiction statutory activity period

Cited Legislation

AI generated
YEL-laki 1982
AI generated
insurance_1982_2481-1981
Insurance court dismissed claim for YEL insurance as policy must be active while entrepreneur is alive.
insurance_2004_7746-2002
Insurance court allowed YEL exemption request covering pre-litigation period despite final prior coverage decision.
insurance_1976_135-1976
Insurance court dismissed annulment request against life insurance policy due to five-year lapse without valid grounds.
insurance_1984_926-1984
Pension claim dismissed because applicant was still employed and held immediate pension rights under prior employment law.
insurance_1978_9305-1977
Voluntary insurance coverage denied when worker not in employer's employment relationship at time of accident.

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Full text

Yrittäjien eläkelain mukainen vakuutus oli vahvistettu 24.02.1982 allekirjoitetun työtuloselvityksen perusteella 15.01.1982 alkaen. Vakuutettu oli kuollut 25.04.1982. Työtulopäätös purettiin, koska YEL:n mukainen toiminta ei ollut jatkunut vähintään neljää kuukautta. Ko. karenssiaikana tapahtuneen kuoleman katsottiin aiheuttaneen YEL-vakuutuksen raukeamisen. Laajennettu jaosto