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VakO 22.5.1985/5014:83 AI generated

Insurance court upheld policy validity when farm ownership transfer occurred after insured reached majority age.

Case Number VakO 22.5.1985/5014:83
Court / Authority
Jurisdiction Finland (FI)
Decision Date
Outcome Allowed / Granted
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Legislator summary

AI generated

The insurance court upheld the validity of a life insurance policy issued in 1972, ruling that the transfer of farm ownership to the son did not alter the insurable interest. Although the mother was deemed to have conducted the farm business jointly with her son after he turned 22, the court found this circumstance did not affect the policy's conditions. Consequently, the decision to renew the policy in 1982 was confirmed despite the earlier administrative ruling.

Legislator headnote

AI generated

Insurance Act s. 1; Insurance Law Act s. 10: The insurable interest remains valid if the change in business ownership occurs after the insured reaches majority age and does not fundamentally alter the risk profile.

Keywords

AI generated
insurable interest farm ownership transfer majority age joint business operation insurance policy validity

Cited Legislation

AI generated
Insurance Act s. 1
Insurance Law Act s. 10
AI generated
insurance_1978_9305-1977
Voluntary insurance coverage denied when worker not in employer's employment relationship at time of accident.
insurance_1984_1207-1983
Court dismissed appeal against employer's exemption from YEL insurance due to sufficient prior pension coverage.
insurance_2003_10247-2001
Insurance court denied pension office liability for lawyer fees in retroactive legal aid proceedings where the office was not a party.
insurance_1984_1019-1983
Court allows entrepreneur exemption from YEL insurance after verifying prior pension sufficiency.
insurance_1983_1563-1982
Insurance court denied full disability pension due to insufficient medical evidence proving permanent work capacity loss.

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Full text

Tilan 29.3.1969 päivätyllä kauppakirjalla pojalleen ehdoin, että hallintaja omistusoikeus siirtyi heti, myyneen äidin katsottiin harjoittaneen maatilataloutta yhteiseen lukuun senkin jälkeen, kun poika oli tullut täysi-ikäiseksi 22.1.1972 eikä tämä seikka aiheuttanut muutosta vakuuttamisedellyksissä. Vakuutus, joka oli päätetty 22.1.1972, määrättiin päätettäväksi 30.8.1982 eli työkyvyttömyyden alkamisajankohtaan. Eläkelautakunnan päätöstä ei muutettu. (Äänestys 3-2) V -jaosto