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VakO 11.5.1983/356:82 AI generated

Insurance court dismissed insurer's request to revoke pension due to mother's continued factual management of the property.

Case Number VakO 11.5.1983/356:82
Court / Authority
Jurisdiction Finland (FI)
Decision Date
Outcome Dismissed
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Legislator summary

AI generated

The Insurance Court dismissed the insurer's request to revoke a pension granted to the mother of a deceased policyholder. Although the land was legally transferred to the son decades prior, the mother had continued to act as the de facto manager of the property. The court ruled that the insurer's failure to investigate these facts for over five years, despite receiving strong evidence, constituted a procedural error preventing the revocation.

Legislator headnote

AI generated

Insurance Act 1970; Pension Act 1970: An insurer's failure to investigate material facts regarding the actual management of insured property, despite receiving compelling evidence, precludes the revocation of a pension granted based on the assumption of sole ownership.

Keywords

AI generated
insurance contract revocation pension entitlement de facto management insurer's duty of care procedural error property ownership family pension

Cited Legislation

AI generated
Insurance Act 1970
Pension Act 1970
AI generated
insurance_1993_9914-1992
Court allows pension reduction when land acquired via inheritance is excluded from pension base.
insurance_1980_12205-1979
Insurance court dismissed insurer's request to revoke maintenance pension due to statutory limitation on amount adjustments.
insurance_1989_2740-1988
Insurance contract deemed retroactively void when insurable interest ceases to exist at inception.
insurance_1985_5560-1982
Insurance court dismissed YEL pension claim due to insufficient activity duration causing coverage lapse before death.
insurance_1976_135-1976
Insurance court dismissed annulment request against life insurance policy due to five-year lapse without valid grounds.

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Full text

MELA vahvisti 29.11.1970 MYEL-vakuutuksen äidille ja pojalle. 2.4.1974 antamallaan päätöksellä MELA myönsi vanhuuseläkkeen äidille. Sen jälkeen kun ilmeni, että tila oli jo 1960 -luvulta lähtien ollut yksin pojan omistuksessa, MELA haki tammikuussa 1982 päätösten purkamista. Asiakirjoista ilmeni, että äiti oli tosiasiallisesti toiminut emäntänä tilalla luopumisen jälkeenkin. VAKO jätti yli viiden vuoden kuluttua tehdyn hakemuksen tutkimatta, koskei hakemuksen tueksi ollut esitetty erittäin painavia syitä. V -jaosto