Insurance court ruled theft compensation must be reduced if caused by a state-compensable offender.

The insurance court reduced the claimant's theft compensation by the maximum amount of property damage covered under state liability laws. The plaintiff argued for full reimbursement, while the defendant contended that the perpetrator's status as a state-compensable offender triggered a statutory reduction. The court held that when a crime is compensable from state funds, the private insurer's liability must be offset by the maximum state compensation limit.