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VakO 17.12.1981/7774:80 AI generated

Court allows partial compensation for soldier's fall from window due to alcohol, rejecting insurer's total denial of liability.

Case Number VakO 17.12.1981/7774:80
Court / Authority
Jurisdiction Finland (FI)
Decision Date
Outcome Partially Allowed
Open official source Machine-readable Markdown (.md)

Legislator summary

AI generated

The court overturned the insurer's decision to deny all compensation for a soldier injured after falling from a window following alcohol consumption. While the insurer argued the injury was self-inflicted, the court found no evidence of intentional self-harm. Consequently, the court ruled that the injury was partially caused by intoxication and ordered compensation at a reduced rate.

Legislator headnote

AI generated

Insurance Act; Accident Insurance Act: Where an injury results from a combination of voluntary intoxication and an accident, and intentional self-harm is not proven, the insurer must provide compensation reduced proportionally to the degree of intoxication.

Keywords

AI generated
accident insurance voluntary intoxication self-inflicted injury proportional reduction military service liability assessment causation analysis

Cited Legislation

AI generated
Insurance Act
Accident Insurance Act
AI generated
insurance_1984_87-1984
Insurance court denied compensation for psychological illness aggravated by military service conditions under military injury law.
insurance_2024_1149-2023
Insurance court dismisses claim when intoxication is primary cause of accident and damages are partial.
appeal_1980_vaasa__1484
Court dismisses insurance claim against driver whose blood alcohol could not be tested but whose behavior proves intoxication.
insurance_1983_1223-1982
Insurance court reduces permanent disability compensation by one-third due to victim's contributory negligence in handling a loaded firearm.
kko-precedent_1988_79
Supreme Court dismisses life insurance claim where death by voluntary intoxication is not an accidental external event.

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Full text

Varusmies oli suorittaessaan varusmiespalvelusta mennyt illalla alkoholia nautittuaan ulos kasarmin kolmannen kerroksen ikkunasta 10 metrin korkeudella maasta olevalle ulkonemalle. Kapealta levennykseltä takaisin lähtiessään hän oli otteensa livetessä pudonnut maahan ja vahingoittunut. VAKO katsoi, että varusmies oli itse tahallaan aiheuttanut ruumiinvammansa ja epäsi korvauksen. III-jaosto KKO 4.3.1983: Koska asiassa ei ollut näytetty, että varusmies olisi tahallisesti aiheuttanut itselleen ruumiinvamman, VAKO:n päätös kumottiin ja huomioon ottaen, että vahingoittuminen oli osaltaan aiheutunut päihtymyksestä, tapaturmavirasto määrättiin suorittamaan korvaus viidenneksellä vähennettynä.