Insurance court rules death benefit claims must follow current law if insured dies before claim resolution.

The Vakuutusoikeus (Insurance Court) ruled that a claim for family pension based on a free book must be adjudicated according to the law in force at the time of the insured's death. The applicant argued for a specific benefit calculation, while the opposing party contended for the statutory provisions active upon the insured's passing. The court decided that procedural and substantive rights are fixed by the law existing at the moment of death, ensuring legal certainty in pension entitlements.