Insurance court dismissed voluntary pension plan as valid reason for insurer's exemption from coverage duty.

The Insurance Court of Finland modified the Social Security Board's decision to exempt the insurer from coverage duties based on the employer's voluntary pension scheme. The court held that such voluntary plans do not constitute a valid ground for relieving the insurer of its statutory obligation to provide insurance coverage. Consequently, the exemption was rejected because the insurer's duty remains independent of the existence of supplementary voluntary benefits.