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Helsingin HO 16.06.1986 587 AI generated

Bank's security interest and tenant's priority right to payment under EOA Section 5 are incompatible.

Case Number Helsingin HO 16.06.1986 587
Court / Authority
Jurisdiction Finland (FI)
Decision Date
Outcome Dismissed
Open official source Machine-readable Markdown (.md)

Legislator summary

AI generated

The court dismissed the tenant's claim to a priority right under EOA Section 5 because the bank held a security interest based on the tenant's payment guarantee. The tenant argued for priority rights, but the court found the bank's security interest took precedence. Consequently, the statutory priority right could not be established against the bank's secured claim.

Legislator headnote

AI generated

EOA 5 §; EOA 10 §: A security interest granted to a bank based on a tenant's payment guarantee precludes the tenant from claiming a priority right to payment under EOA Section 5.

Keywords

AI generated
security interest priority right payment guarantee bank claim tenant obligation incompatible rights security transfer

Cited Legislation

AI generated
EOA 5 §
Vuokranmaksun suorittamisesta antamansa takauksen perusteella vuokran maksaneelle pankille oli tuon saatavan ohella siirtynyt vuokranantajalle kuulunut EOA 5 §:ssä tarkoitettu etuoikeus maksun saantiin.
EOA 10 §
AI generated
kko-precedent_1994_109
Supreme Court allows claim against guarantor for damages exceeding original rent due to early lease termination.
kko-other_1997_1799
Supreme Court held that a loan repayment made by a bank manager in depression is not a valid discharge of debt.
appeal_1976_turku__315
Guarantor's right of recourse against principal debtor exists regardless of whether guarantor repaid the loan.
kko-precedent_1991_58
Guarantor bound to pay only what guarantor was legally obligated, not payments made to third parties.
kko-precedent_1995_144
Supreme Court allows bank claim against borrower for debt arising from a fraudulent loan scheme. The court held that the bank's knowledge of the fraud made the claim not contrary to good faith.

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Full text

Vuokranmaksun suorittamisesta antamansa takauksen perusteella vuokran maksaneelle pankille oli tuon saatavan ohella siirtynyt vuokranantajalle kuulunut EOA 5 §:ssä tarkoitettu etuoikeus maksun saantiin.

Läsnä: Surakka, Tornivuori ja Martimo Esittelijä: Kivalo

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