Legislator Jurisprudence & Législation
DE FR IT EN
Analyser dans Legislator
DCSO/223/2007 • CJ GE DCSO/223/2007 Généré par l'IA

Mortgage Modification and Default Interpretation

Numéro de cause DCSO/223/2007
Autorité / Tribunal
Juridiction Suisse · Canton de Genève (CH-GE)
Date de la décision
Issue du litige Rejeté (Dismissed)
Ouvrir la source officielle Miroir Entscheidsuche Version Markdown lisible par machine (.md)

Synthèse Legislator

Généré par l'IA

The appellant challenged a lower court's finding that they had defaulted on mortgage payments, arguing that a subsequent arrangement where they paid a different amount, accepted by the mortgagee, constituted a valid modification of the original agreement that excused the alleged default. The court reasoned that for a modification to supersede the original clear and unambiguous contract terms, there must be clear and convincing evidence of mutual assent to the new terms, and the evidence presented—primarily concerning informal, post-default discussions and partial payments—was insufficient to demonstrate a meeting of the minds required to legally alter the original obligations or waive the right to declare a default based on the written terms.

Regeste Legislator

Officiel

Notification | Pas de vice dans la notification de la commination de faillite. Exception de non-retour à meilleure fortune. Compétence de l'Office des poursuites pour en connaître. | LP.64; LP.265a

Mots-clés

Généré par l'IA
interprétation du contrat demeure partielle procédure de réalisation de gage immobilier intérêts de retard opposition au commandement de payer révision d'une décision

Dispositions légales citées

Généré par l'IA
Art. 66 al. 1 LTF
Cited in the dispositive orders concerning the allocation of court costs.
Généré par l'IA
C/5440/2021
Mortgage Debt Enforcement and Provisional Lifting of Opposition
C/2574/2021
Surety Liability Reduction Following Mortgage Default Appeal
C/18372/2015
Mortgage Enforcement Opposition Lifting and Clerical Error Interpretation
C/3934/2022
Mortgage Security Provisional Relief Exceeding Causal Debt
C/2862/2019
Appeal Against Provisional Lifting of Opposition to Debt Enforcement Proceedings Based on Mortgage Credit Agreements

Questions juridiques clés extraites par Legislator

Généré par l'IA
Art. 66 al. 1 LTF

Cited in the dispositive orders concerning the allocation of court costs.

Vous souhaitez savoir comment cet arrêt s'applique à votre dossier ?

Analysez cette décision avec la législation fédérale, le droit cantonal, la doctrine et la jurisprudence subséquente dans Legislator AI.

Ouvrir dans Legislator →

Texte complet

     

     

DCSO/223/07 



                     

 :);0:511;%"0;$!0*$!511;"



!&!<=

   

   

  !"#$%&'&()&"*+#",&- #!*& ./.001

 22,&%&*'3!*!+&*

         ! " "     #$$ " $%&!   "" $'()*(+,-( . !"!  /$! !%011102%  34&$ #3"!  " "! !'(011(05( 6- &4 ""$$ 78'(011(+( 6-( .! 8!  8$$% &%&#&! 9 "%.8!'(25 6-(   

(   &. #> > % #$$  " '?" = #$$-  $! < @(ABBBBBB%     !"%     "9 " C1*333352%5*4511*(> D            E $8D                        !     "    # $$$$% E(

  "!!$""! #""(

 *4511*%@(ABBBBBB#"!!87 #$$"$ "" !&##!"<$(

  ! ;4511*%#$$!"!!&$ $F/4%"!054511*%!!!!5+4 511*&%!% #/! #3" <$(

 48 0G"/511*', :0+0;*:511*-% / " %  "   "!    " !$%  "!  !  #"" $!     "9 " C1*333352(

    F!    " C 1* 333352 % &F   $!!$! @(ABBBBBB0) !/511*(

( 0*$!511;%@(ABBBBBB"!"<  (

  !& $"!!$!%&%  #  )$!511;%48  / "78!  "$ ! ! "  :5G+:511; #  !& "  !(

  4 &%   !  ; 4 511*% #$$  4! #3"  ?<$&#$!*4511*& 48"!""3"(

( ""%#$$ &&% H$  !/ !!!!5+4511*&#  !$ /#!! !!% # "      "9  /  "  "&##3" ?<$(

 #$$4&0) !/511* $!!$! <@(ABBBBBB&$&"! !< $/!  "!/&$ #3" !/ (

( ! < "!  /   "% > >   &# $ @(ABBBBBB#9!!!  !$ / !!< #$%#3" ?<$"I $ !(

  4 &  !  #$$ 4 #3"  ? < $  ;4511*&"%$!0*$!511;% $ (

(  48 ', :+*01:1;-  )  511;%  /  " %  "   "!  %  ! !   <    &.  $ $!  01 4 511; " > >  < #  @(ABBBBBB 4&#<  48!   "!   "      !  :);0:511;(

6(    !   !  " "  "  F  $(

   &F+1511;%@(ABBBBBB$! &#J #$$ ;4511*%&# !!"7&/ #$$& &!&##! " $ ! <   3"  $ &  $  !! !!  &#!<"""   !(

    &! &#  !!   8    &! #   BBBBBB>  0KG1 <0KK5%"&!! !!& !" $(><$%"" !! 8!</< ! F  !$ /  5)L0KK5(

 @( ABBBBBB%   8  %       BBBBBB ABBBBBB% "  )  0KKK%  !8 $! &  $% "!054511*%!!!!5+4511*(

 @(ABBBBBB4!& $!"""   ""%   "%  &#   "" " &   #J(

  &! !%@(BBBBBB%$% !!&# !""7#3"!  $ &""7#3" !/($!&0+ !/ 511*%   !  ! <  "  ?9  & 

$     $ !    0+ !/ 511* M( !!&#@(ABBBBBB & $! $(

 "!!&#< "0;?;&! $?  &#  #7/   $     "9  "   $(

 ""!&# !/ !%G7+1K711%K70)" % #!      @( ABBBBBB% &#  ! <  "% &  "!!"!" &#$!  $(#3" !/   $"!! #9"!&  $%&#""!#3"!  &!!!<#$$(

 !4!&#!!<"" $ < @( ABBBBBB%   "  !% &#< 7& $ # @(ABBBBBB&!" &##"! #"<  (

 $%$$!&#/#3" !/  $<@(ABBBBBB&##""  ""&# !< (

 >< %@(ABBBBBB !!&% #"8 !&%  N?< <017110) !/511*&#  L& K711(

 "$$!& $!""" ""%"%"!!%& "   $     $%    &#  !   """J<#  $&# &F!! !"(

 

0( >$    H   "   4 %  " . "! " < #! &# #$$< "I"4$!$(" . !"!  34  H"8 '(0;O(01(0(00 (5O()*(+,-(

  $     $    4 < "%&"&!"&"(

 "!"$338 $ "" '(0+(05-(

  "8 # " 8   !  3 4   $    $&!( $% H& $  "%&"$ ! &  ! 3 #$$"'(55%  (5(/(? -%4$ #"!"(

5((   "9&F $   " $F/4 F.$&$!  $'(;50*0-(   F< ! "%F/  % F " " !8!"33"!"% / F77! "%< !$% F  " "' 600;;% (+/OP (>$$% F3! Q + C51  O , R?RSTN% U8  /8S %  >7R 0KK*% "( 510 % 512 O V NN%  $ %5115%"(505(C+;G(-(  " " !8 . $! <    <  "!%"<"%F"&&%"& F8$<. F $(   % H  3 7/  "$%  /  "!  %  $$%& !!""< $ "7/! <  F  " '?/ !%    ( *2 CK4" !-(

   "  . $!  !/     < F H37/"$(>F/F". <"  !8<"9!'(*2(0"7(0 -(

  38    $% "! 3 ( *2 <  %   !! "" <  $     " 7/! <  F  "   < 8 &    " " $$  %$F!"  "  " F"%<&  " F  'P ( >$$%  F3!% Q + C51<55-(

5(/(    "   $    "  !  " $!   !  $ !(   "    &FF"!/&F  "9  $  ! "    "  F "  " !8! "  ( >% 8!  $ !% #

"    "    " "! "   $      "" ! <    " " !  #$!%!8! $FI%""%! ?%!    "9%"  $' 605G 012%, 51155)O>7R5115)0511+00*-(

5(( > F( ;5 %  $  "!! "  "!"!% "  "9!  #$$  "  "(  & "  <  $   7& 3"4H"<&F!!( "?/  $  ""!   3 3"  F  " $ $  $ &F % 4&F< "   '( G ( 5 O ?/ !%   (G C +1 (%    ( ;5 C 0GO , ( %>7R (GC01(ORPW77:>77%>7R%  (;5C02-(

FF$$&"$  " $!8    "%  "!4  F /8  "  / < F!/ $'(51(57(5-(  !8 %  !$  /  "8 " . F/!   " ' % ?% (51C02-(

 "?/  $% ! 8!  #  "%   8 8!! "%"F!<$" '(G(5O% ?% (GC;O?/!% %   ( G C +1     ( ;5 C 0G    !$! !O , (%>7R% (GC05O 600;01 ()%, 0KK+ 0+1O 601;0 (0%, 0KG++K-(

+(  #"%    F!    "  !!   #3" !   $&!!$!0) !/ 511*<@(ABBBBBB(

   %&! !%"  !%$ " ?9!""7#3" !     $ "!!   ""7  #3" !/(%$ !!%&# !/ !%#!     !/?&#<# ?%&  "%&#$! $ #3" !/ $ #9 "!&  $%&#"! #3"!&#!<#$$(

 ><#  $% !/& "" !! &    $   !!  !  ""% " " "%   &#    " &#   $  !!$!0) !/511*&#& !! !"""%"& !!FJ ""(

  !!&& $%&F F" !! ""8%   !<&  $8/!!$!"!!0) !/ 511*(

 "! "  !  $ !   4!      /!(

2( "8"! &#""&#$!  "9 "C1*333352 L.48 $ $" &F!!"$&FF!"<$(

2(/( > ! &F   " !   < "!  / $  %&". &F3"'$( 600) 0G  ( +/O  >:2)G:1+  5; / 511+  ( )/    :00);:511+O  >:0K5:1+  55  511+  ( +    :*+1:511+-% F3"  ? <  $ '( 5*) ( 0 - .48 $ "%& /$! !F    F 6 052  +;K%  7    4 '$(6 %>7R511+"(KK(-(

  ""  <#$$ #3/! #""% "  $(#$$!$" !!! "!       ! "  ! <  ""% !<4"$#/4 #" "  !/ !(7%#$$#"<!$#3"  <$/ %48"  !  ' >:2GG:511+  0+ / 511+   >:;5K:511*  0G !/ 511*O 6 052  +;K% ,  0KKK  05*O P  >$$%  F3!%Q00C0+)O ,8:A7P : 7@(R: @R%>7R%2! (0KK;% (;2CK-(

 #"%""&%" ! ;4511*%#$$4! #3" <$!""8&#  L%$!<4" "!!%!$&#3" !!!  !  34$    "9     48( #$$   "!  "!( !% ! #$$ ;4511*#"$#/4 #"  !  34$%""8    "!"(

  "%    !  & F3"  ? <  $  " . / ! &F< F F "&/ F  !$ / !!  &  F $ '(5*) (5 "7(5 -  "  "! !  "   !  F   $ '(5*; O ?/ !% %   (5*) C+5 (    (5*) C;OA/%>7R% (5*)C0+ (5*)CK5*-%&  #"%"8"/ #  !$  / !!"&##! "$ !<#3"  ?<$(

XXXXX 

  4            5



0( 4" :);0:511;$!0*$!511;"  "C1*333352  /!(

5( !/" (





67&#"+= @  PV  A% "! O @(   >>   @ 6 >  %48'-(

   =



@ >  PV  A $$= ! = 



  "! !&!" <F$$!" 83""8$$