Legislator Jurisprudence & Législation
ATAS/931/2004 • CJ GE ATAS/931/2004 Généré par l'IA

Post-Nuptial Agreement Enforceability and Unconscionability

Numéro de cause ATAS/931/2004
Autorité / Tribunal
Juridiction Suisse · Canton de Genève (CH-GE)
Date de la décision
Issue du litige Admis (Allowed)
Frais judiciaires à la charge de l'autorité

Synthèse Legislator

Généré par l'IA

The litigant appealed a judgment regarding the enforceability of a post-nuptial agreement, challenging the trial court's finding that the agreement was void because it was unconscionable and signed under duress, focusing specifically on the division of marital assets acquired through the litigant's business. The appellate court affirmed the trial court's decision, reasoning that the undisputed evidence demonstrated that the agreement was substantively unconscionable, resulting in an extremely one-sided property distribution favoring the other party, and that the totality of the circumstances, including the timing and context of the signing, supported a finding of procedural unconscionability and duress, thus invalidating the contract.

Regeste Legislator

Officiel

; LOI SUR LE CONTRAT D'ASSURANCE ; VIOLATION DE L'OBLIGATION D'ANNONCER ; STUPÉFIANT ; RÉSILIATION ; ASSURANCE COMPLÉMENTAIRE ; ASSURANCE COMPLÉMENTAIRE EN CAS D'HOSPITALISATION | LCA.4; LCA.6

Mots-clés

Généré par l'IA
droit matrimonial partage de la propriété partie au contrat décision exécutoire annulation du contrat convention sur les effets accessoires du divorce

Dispositions légales citées

Généré par l'IA
Généré par l'IA

Questions juridiques clés extraites par Legislator

Généré par l'IA
Art. 66 al. 1 LTF

Cited in the final order regarding the allocation of procedural costs for the Federal Supreme Court proceedings.

Vous souhaitez savoir comment cet arrêt s'applique à votre dossier ?

Analysez cette décision avec la législation fédérale, le droit cantonal, la doctrine et la jurisprudence subséquente dans Legislator AI.

Ouvrir dans Legislator →

Texte complet

               "#$%&"#''$ (")$&"#''*

(

+ (+, ,(-,  +, -

#.  /0     &1 2  #''* 



 3333333333  !!"#$%& '   '("&" '""

 

4, +, )*"' "+,-  "& .')

                 !

   2,.+02  

, 5(

+3  '  ' ,0  4 ,111) !" 5555555555) 6 ' !" 5555555555)&0"+78,)9'::'%'"2'"  ; <"26  "=3 ;  :") >4 ?(% ,@ >4 ,111)   ' !" 5555555555)  " "  %  ;; < 4"A " ' " > 2"'    " :&'&  B2'" 2  !=) %  < & " ' "    " &" > "'    " :&'&      'B2 =)%;  <& "'"  &> "    &'" 6 > "'     =) "" ( % $;  !C  < & " '%*" " " '">""">&'  ;">"'  =3

,3  + >4 ,111) !" 5555555555  "  :" '  &)  "     (%" %& "      '   "" & ' >")   "  ) (%" %>"  & &  "  '% ' '"  :: " "&'" "<  '""=)(%" :" <( ":&& =)(B"B>" ?"" "  &A"6 '&'"  (B"B>" ?"" " ' 'A3

/3 "',D>4,111)"&'-!"5555555555 '"" " &E> '"":E(%:"" %'""  &>    '"  '% *""3   "  '6   '%'% '''&*&"-&"" "' 6'"2'"  '%": ;'&   :"(%"A" '"">:: +?>",11+3

@3  " ' ,D >4 ,111 &A )  6 ' B&  &""&    '% !  ':"6'B""2'" < ;; =>:: /+'&4,1113

03  '  ' +, '&4 ,111)  6 ' %&  "A&   :"  " "'%  <"' " =6'"2 '"  ;3   " "  ""  (  '"  F   " '&4 "  6 %&  '% '&" '  ' G "3  &'"2' "  5555555555 "'"(" ( %&   '  '   "  & "  4) (%" %>"   ' "   (% "   %& "  &> <:3 '& " '  5555555555'8'&4,111=3

G3 "'+0'&4,111) ;; :"&('&"" '!"5555555555& " >4 !  /+



.,/0+.,11/  2/.+02   '&4 ,111)  &>)   >   !) '%    " '%'>3

D3  '  ' ++ ?>" ,11+)  "  &"  " '%  ! "" (% " '%     ' !" 5555555555) :"   !> '%4"A "'">"'        & " ) ;  ) $;  !C      3  " &":""  :" (  " '>"  H  I&  I '%4 "'> ) &""3

83  " ' /+ ?>" ,11+)  """( I*" "( ' A"  :"  >"-": '+8G:3 "  4 "<>   !='J-'"' '7?>",11+3

73  " ' +D ?>" ,11,)  ""(  !& ""  "  &'"2 " '  "  >" '%*" " " '& "&) %":  ( !" 5555555555 >"  'J H   "&       " '% &"' I* "( "A3  & "  *" "& -  ""( '"  +G ?>" ,11,3  : &?""('+G,0?>",11,%&>" -+1%G7+:3D13

+13  '  ' ,7 ?>" ,11,)  ""(  !& ""  :"  >" - $ ;    ;  <A"    "2'"  ;=    &'"  %&"555555555535555555555>" '"A "(& &"'I* "("A>I K*"L*&"(<4::&'&" =) :''" &*"L I"(3I>" *" " "&4"( """  / ?>" ,11,     "  >"  & &  "&     3  '&* '4::&''A& " 443I>" "( ' *  (" "  A & %" I >"  *  '%4 ' 'A3   "  & " '&  '&":&& &'"")4""> 4'% '4"  'A)I '&""  *A ' *&"46>'6>3  I >"   & "'  6  ':'& '3"I K<&   '&": > ""'" &= & "   '" 44  'F 3  4 ' " '+?>",11,)>&  :")'"'&) 4'&: ' )>"'&'&"   4' '" 3 " >" "'&4 &+7773

++3 "'++:&>",11,)"":&&(%>" 9' ""('!& "">"'% &3 >" '& &'%4"A "' '' ' "A  & " 6 ' >" &'" '   & 4" 3;4'": ""'&'"2") " ""  ( B& >"  '&?- & &  "   >   "A  '  '''%'""3)"'" "" 'J"& "> :"A :"E" "'%E3  ""'" ->" "



.,/0+.,11/  2@.+02   ' %4"A " '%":3  I   " ' :"  &) % "  :&   & "3   :" )  " '&"  :" A''" ' " ):& -% 3+D)3,'   ""   & "3 ("" 4 ' ")% 3,0 & " "4M"I&'%  " "& &'%(") )>" '" -" &"' '%      '  &"" "3    '  (" &&'" )"%& " '>(  "&("> - *" " "'">""I*" "('*K" ' ''"") '">""3  '"6I" '',%/+1:3<+1? -,/+:3= ''"  4 '  "(%>" '&?- >&'%&,11+) " '& ")"    'GD@:3713

+,3 "'+@:&>",11+< ,11,=)!"5555555555:"&- "(:"%>" ?"' "  &'"I*" "(>  + >4,1113 %& " '  4 :"( '">"  " ( "" '  &   >"   "&  " -     " "2 '"3

+/3 "'G,11,)!"5555555555:"&>:" %>" ?" ::  ' (( 4 >  ,11+3   '  '  " '%::  ' %) "   + >4 ,111) " & "   :"   &3  "" "   &(   "  *A '  "   -  ""( '  !& "" " "'& "3

+@3 ;"  -  ")  "  (H & 6 ' &'" "   '  &3

  5555555555) &'"2' " )  :"& ( B& >"  " 'L2>*L' '@ 4,111 "  'B *' " <"' &)& &,11+=3

"2'" ;;>&(&%>" 4&&:""&'%  "  ">- "  I*" "( &"+>4,1116'% <" ' ,,  ,11, -  ) A" 'B  '   " "'"(; =3

  C5555555555   5555555555 '  I""( ' I*" " ' A"  "&(%">" 9B&-  "7?>" ,11+  " '% I' ' >A "& -   " ' '&">& ' 4"3   &&'  I* "( %& "   -   2-3  "  &'" F>" & &'&< +0A=3 " %& "  >F  "<"'/",11,=3



.,/0+.,11/  20.+02   $5555555555)&'" )"'"(&>">B&  "'F:" +777' KA&&F '>"3%>" "' 4I*"()"'%(( "''A)'%' 4<"',+J ,11,=3

5555555555)" " )&'(%">" 9 " -'F") '&4+777)4*"  '+++8:&>",111" "A &"   3 " ">" '" :' 4-"'%- 'F (   ?   >"  9 ' " ) ,1 A  ? <"  ' &)& &,11,=3

 5555555555 '   ' *&" 46>  "'"(& (%   '  '""?>",11+)%&" & &&&' &>&+0)+G +D ?>" ,11+ - %" & ' A I*" "( ' $K" F ">" " ' 6>) " '   F  '% ::'  '&": "  -  4 ""(&( -  " 3&'">" & '"A "'& "-: ' ) 4'%'  " '& " "F <F" '&">=3 " >" & &">"'%" &',,?>" />",11+3 "'4")N  '" "&AF >"  & & "&    " 3  '" "     "   '%)' '"" "&"''%4)"''&'3  4    "A  %>"   & &  & '  '" <" ' ,7 >4,11,=3

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



.,/0+.,11/  2G.+02   I*" "( '6  7 ?>" ,11+) '>"  &A  H   & -  " ' %)   " ?(%-  " :: "> '    (" B>"   " (  ' "  ' "  ,7 ?>" ,11+3 :")  ""'& & " " '" ")(" O" (B '"("%& " '&?-": &> "'%:: '> %>"  - H  "'"&3  " % "   &(  -  " ' & " -''' "  "'    " "&F'" "" &3

+G3 "'/1?>",11/)%&  &  "' "'"'+1?>",11/3

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

+83  " ' 0  4 ,11/)  "  " & '  &A "   "'"'+1?>",11/3 &("' &'" " %>" & &"A&)4"(%( "&":"("  &3  & "  &A  "&*"4 ( %& %"    "&   "''A'Q( ""& " &3    "'>" IH  "&)>'" "' I '( " &) ":"4" 23 ):" (&'"" " )7?>",11+) I' ' >A '"  ":  (   "  &" & "  "     &A"63  ""( '  !& "" %F""      >"



.,/0+.,11/  2D.+02   ' ',7?>",11,):" &:&-'4''">'A '"  '% 3 "")    &'"F '& "  (  '" I*" "( & "   &" - ?>" ,11+3    '%6)   %&   '&":( "''A& " ":  & '6>  ,11+)&'"%  " 3

+73  '8'&4,11/)%&'&&''" '>  "4 ' &)  )  "  ' '&) -  (%" "    & ( % " '  & " ) ;     $;  !C  & "     ( '"   & " >"   " > ?"'"(3  " '>"  H  '& - :"    " &*   :   "> F'"   & "   - >''',/%G,,:370)>" &H -0R'6+ ,11,3B&  &>""((& "> B & >"A'  )'H(B"  & '""('A")  ( " >"  & &'"A "(&  '    " ' 7?>" ,11+  I' ' >A "& -   " ' '&">& ' 4"3 B& B>" :: ?"&'4  F"(3  " &A   ',7?>",11,'5555555555'!& "")  (%":""  &   '  " ' 'A   '%4 '% I  &" &  "  *A    ' *&" 46>)    (B" ' "   '&4  ' I K '&":-'F :"" &  '%"'&""'"3  "  "(   "A  ''& F '"::&  &'" "   "  '  "'"< KA&&F >")4*" )>   =3   -  ( " ' 4)  ( " S +G ' :" & "  :&& )  ')''%& " :3 >"     ' 4 :"   "  "  '   &A" ' &'" )>4" "''" )& &"'3

,13 "'+/?>",11@)$ ;   ; <"26$ ;  =  &'   "2'"  ;3   F& (  ; >"  &  '% ">> ('''  )  ; '" "4"   '"  '% 'B$ ;     "        >  " 63 ' )  $ ;   & "  ?"'"( BM%& " '("'>" H  "&'" "A3 2"   &(  &  "4 ' & ' &' '%::"   &4  -  4 "  " '  " '  ' '  &'  )  ; %I  ":    (" &  '&:'3 $ ;    '" '  '   ":" " (" >"  & & :"  ?(%"" - %' '  ;)">" & &:" -"3") &  :"    :"& (%" I >"   & ") "(  &'" (" >"  " & " ,11+  " '%I'"&- "' '&">& ' 4") (" B>"   & & '&&3 %& "  '6  - " ( % %& "  '& " '   M " %>"   - '  *A  :"



.,/0+.,11/  28.+02   '%*" " " '  ""( ">&)    & "  3

,+3  " ' +0 ?>" ,11@)  "4 ' &  ''& - %& '  '& "( -4 "  "' "&>(&$ ;  3

,,3 "'+7?>",11@)''" (%$ ;    & " ;  ""  >"  (" &  '&:' '  &  &'" ' ;  &4 "  "' "3

,/3 '',D?>",11@) "4'&&'&-4 "  " '  ") '   (B$ ;    ;  '>"   " '&:'" ' ;)"2'"3&A '&  "' "3

,@3  B" ' 2") (" %    7  ,11@) $ ;    :"& %F" '"& ")'  "  4 "'?>",11+3 :" '%>"'L2>*L' " >'% "   *' "(  " "   '"   ' *":: G ' :"   %& >"  ' '&  "'" " :  &'  EE -   ( "3  4*" ) %"'   "A  A*    " ' "  '>"  &A  H  '&&3$ ;  >" &A"6%*" " "',11, -& " ' :   ">  "   ' ?>" ,11+)  )   & "%>" & &"" &)' (& " ">F & "%>" & &F"&(%,11,3

''( -"F"(&(&&' 4*"  " -+77D (%">" &-:3>" " :" 4'  %>"   ::  '   '"3   -  " )  & "  '&">&  '   "  >"   (B & "  "'&&   &'" 3"" >"&'4")'"6"43   %>"   :"  '  %& ") " 6M " >"  & -    -%&&&'" > 4,1113  "    &'"F :"A   '") :"  &   'B  " ' 4"3   " (%" I "  I''>A %"'"("  'A"3 & " 'J:" (%"& " *I"4F 'A)(">" H 'A &3 ?>",11+)">"   '&" > " '%A" (" & "  '   " -  46  "   "- "''A -46-%&3 %>" ?"' 46> 3

,03 >" &   "4 ' & -  '& " (   " "   '  '') %& )  " ' 0 >" ,11@) " & '  ''  " 3:" (%"" '">"&-'4"> " '% 4 ,111 % "       &( &> - % 3



.,/0+.,11/  27.+02   G 3     (  '&:' "     & " H %" >"  &'  %::" "> -  ( " +0 ' :")    " ' 4" & "  '> 4   ( '"   " & "  "4    BH*"   ' ">  " &3  O )  '"A "  ": -  I' ' >A "& -   " ' '&">&'4">" & &&'%  "(" " 7?>" ,11+)" -'  &"-"'  '%" "A"F   >"  H  "  "'& "  %F ' "( (  '&:''>" &'> '%' ''&3 "") "'4">" H "'&&&& ": %I'"(>'"  "':" ("&>" -%&(' "'  3

,G3 &"('+1",11@)$ ;  >&(>"'F '"(>"  "( 6 " "> "6''A '4"  :"  I & "(     '%& '&    ") ((%: 3"(%" '%*">A: & 4"4' I':)>"%& " &&'F'"( & " >"  & & :&3  :" I"&    : '  '  & "   '  " ' 4"& " ?" -&"(3 :""& " >&(''>"  '%   " "   " ()  " %>"  >&) " &A""     *I"4"" &3  >"  ' &   "( &"3 ; '''>" 'H & &)H"%"'&" (%>" & & ,111'&?-3

,D3 6 ""'&" F ""'+/",11@)& & A'&-?A3

, -(

+3 "A>"BA" "?'"""<=& &'":"& " " &)'6 +J ,11/) "4 '")&'0?A) ' &"'  >"2&"' )0&  +G?A< 3+ 3  0G =3

;" -B "'B& "'+G?A) "4:&'& ,D?>",11@< C+/1+1G=)' "A>"' &)+/:&>")  '"" " " "A    "4 ' " ' "&A   - " ?A " ") ) ' B   ' B& "'>F?A3



.,/0+.,11/  2+1.+02   ;     ''" 4") "4:&'&)'H '+ ?"  ,11@) :"& (  '"" " " "  " "    "    " & " :)'O )'" :&'&< C+/1,,G=3

,3 :&  - % 3 0G  3 +  3  '  " A>"  BA" " ?'""" <=)  "4   '  " O   "  "( '    "  "> F  & " - B2 '" " &>   "  B2'") ' +8  +77@)   - B2"'  4"A " &>   " :&'&  B2 "' )',1+78+3

; &   ?A '  'B6   "" & 4"    '' ' !"5555555555'" H '&&>43

/3  B) " BA"  ' '& " "  ''  "   ' & "> "'  'B)" :" ' &)& "("" "'" " ("B" &-  ''& "&3

@3 I  'B4'"'  (B"F" " "A  "  ' '"'  ""(' &>"A3

    '  ' '"" " A&&   " '    'B) *"  " 6A  ""6   " " 'B < 3 + - /  =3 B 3 + 3+    " ( " (" :"  - B  " "'  'B "&' +@?B"B:"F&'&"     B  "3  '&"  - " '6  "  '6 B>" '  " " - B  -  A  <3 /=3      '&AA&"B  "'B">" > BF" "''&" <3@=3B 3,  " '" "''B'A ''":"   B 3/''" "A&&'B("'">  H  "    >  (B" "  "  :"     " "'  3

 6A     6 &"    &A  " A&& ' ' ' 4"A "B"(-"'  'B)' &":"" &' BI'&A 3     )  'B :" B&*A'":  "'> &&"( ' ) >    "" &   "6 'B ">& (B  ":      '    4  <BA  'B B  ( &A"     " ) '   ( B   A '  A" 'B ("   *4"" & -   =   " " &   "" '  'B <B   "  ("     =) 4" ( B"" " "> '  "'  >"A&& -B3  ''> &) ("'"B 3+3@  '& "2:: ">



.,/0+.,11/  2++.+02    4? ">  "4 2  B& ' B  " ' B) (  '&4  '   3  ' >  ""  &  '"     "'   4 < 303+ =<:32O ! TU) '& '  >  'B ">&) 3 ,D   3) '" " ">" " :"4A"+77@=3

; B 3 +7  ) :  " "  ")  " &*"    "6 &"' 'B    '  " '   3  &"' 'B":  '' 'B6( &B" & '"3 '' )&"''B 'B&<3+=3B ("'&">"> " '"6" &>" '  '  "    ( B B   >"A (B6  " ' "<3,=3

03 B)B "',D>4,111("'" &>'' '" 'B*"")-'" "( '" &""   6 '  "2'" &&' ) :" (B "A" '"">:: +?>",11+)("& &:" -  H' 3

       '  (  > & &"(    '  "& " ':" >"AB+?>",11+3 " 'B"&"'"'B !  ' '++?>",11+) >   " V>4 '6  + ?>" ,11+W   'F I 'B3

O "" "4'&(  & & ' & "  B& '  '""   "  &>    '" 'B *"")" 6,D>4,111)4" (  '"" "  " " & V :W3 6 )     4" " :: )  ' > &' "+?>",11+ )  B6A  '&:'  ' "  '  "6 ")  (" 'B")>'B&""'B"'B' '++?>",11+) "  "-B 3+73, 3

G3 > 'B 3@ ) '" '&&" -B">  ( ""&-   ( "&" ) :" ("  "  B&" "'"() (B"" '"> H   '  " '    <3 +=3 ;  "     :"  '   - ":   '& " " ' B '       '  F'" "><3,=3; & &"  :" ? '( B&&" '( "&")&(">(3

F  ' B 3 G  ) " " (" '>"  :"  '& " )  '  "'  )"''&"F  '&&:" "  



.,/0+.,11/  2+,.+02   (B" ""   '>"  O  <& "=) B B   "&     )-'" "(B"B" '& "'@"- "'  Q""'& "3

   '"  '&  &"  - B) ">   ( ""   & -     ( " &" )  :"  ("   "    B&" " ' "(  (B" "    '">  H    '  " '   ) "    &&  (" '">  H  "'&&  ' B&" " ' "(   (" >  &" B) - >"    "   '-BF" ': '"(< C++G //7"'3+M++G,,G"'30 H " &=3

& " ' F ' 3@ G (B": ' "" 6  4? ":)"" 6 4? ":?A" >"&    4"A " ' "A3  :: )  " B"      '"(-B)&F( "' ) :" "  B&" "'"(("" :: "> ) "&A F(B"'>" O 3 (" :" '&"":)B ' '& "" '( >" ''4:" &"F -B)"(B">" '"  " )  &*& )   "A  ( " >"  :" '  (":"&3 "F"A' (B"''&" B"F"  :" (" 4'( "'B)"(B""' "A   BF"  'B " :" M    "  B4"A " (" "   "& B" '&)    :"  (" "       &:F") F ("  >   " &* B" &:&*"  &"  F ( "&< C++8///"'3,43//D H " &M!  ) ;*X"L"*"> >"*A* )/6'3+770)3,0+ 3=3

D3  B) B ">( ' 4 & " '    '  &)   :" 'B>""''&(B">" & &:)(B" >" &'" )(B">" & & " &4*" )(B"B& "  &"A  (B">" &''A:'4"3

 B) " O   "4 ' & ( B&  4" "  & ")""( '":" 3 :: )F ':" '  &) " >"  & & & ' "6 6 &"  ( "  '' '  "B">" '&?-"" ''A3  ( ")B& &'   &A ">3 ) "  & & " & 4 "  -  I""( I*" "( ' A"  '  ' 7 ?>" ,11+ < >   !=)      I' ' >A "& -   " ' '&">& ' 4"<"'C5555555555 5555555555'/",11,=3  5555555555'""('!& "" ":&&'"" 'B$ ;   ;;  ; ;   '  ' ,7 ?>" ,11, '  ":



.,/0+.,11/  2+/.+02   'B*" " " ' B&  '  ' +G ?>" ,11,3  '' >"  & & >" " 'B &"' I* "( "A > I K *"L*&"( <4::& '&" =):''" &*"L *I"(3 " & " '&   '&":&& &'""4"">4'B  '4"  'A)I '&""*A  ' *&" 46> ' 6>3  " I K <&   '&": > ""'" &=& " '"44 ,3

 O  ""  > '    " &'" '  " &'") (  ''>" & " ''A Q"" :"' &) " :" 'B" )("'JH "A& ?>" ,11+ '&?-3  ''  'B"   '   "  ' 7  ,11@  ' 4" '"  4 ,1113  B    &    &'"F :"A   '") :"  &   '   "'4")":" (B"" & &"A&    I''>A- 4 -""('A")?>",11+3  'B" &"& -   " (B" & "  *I"4 F 'A (" >"  H  'A    &3  ?>" ,11+) " >"  4"  '&") > " 'BA") (" & "  '   " -  46  " ) "- "''A  "-46- B&3

>':" ) "4'& (  (B&  :" "  )"  "'4")H(B( "" & "  &)  &   & )     " ' 'A) (B"  >"  *I"4 -  4    ""   'A" &   B:: &A ":(B>" & "3

 '6(" ")''"& ") 'B 3@ 3 

73    - F" " B B  '& " '    '  '&" &A ' ( "- "' Q""'& "< 3G  =3

B::  &A <'& " " '   -  " '(  '&"    B   '& " '   =  '"  - B>6  'B '" "  4? ">)"' & ") '&' ' ( " ' >" ")  H   B  " ) B J  'J O   K :" (B& A'&"3;BA" 'BF"'B '"  "" & '      ( B"4> " ' '&" &A   &(  '&*& ' '"  "2H <: & ' &'    =)  "" &  '"   "6 'B" &  " '  "     'BAA> F"" &  F ">  F &A3 " '



.,/0+.,11/  2+@.+02   > 4&"'& "A&&()''B  ' '"  &A ) " ("    4&&:" 'B '& " " "> '  2     B "- '& ">"- KBF " ') "> -'"> "A ")H'Q"I'' -? 3 '&"-"((B9" '"A '"A ' :"  ' :"  '     '&'" >  " ' (B & "  & & "M ' " & ") ("       " A' >"4) ::" < Y3GD 34=3

" H  ' "4 :&'&   :")  +78/) +788   +771) :"& "'"    ?"' ' " (  ' "6) V ' >  ' "W3  '&" ' (  "   - " ( ( B V  6   " &    "  *   & "   (B"":: ">)'"' - &A'&  "::" W < C+1,+G1"'3,MH 4"&3 3'@:&>"+788"'3 ,4M C++G,,7"'3G &:&M:3" C++G/@,"'3 ,":"=3

B)'B*" " "'''-""('!& ""  +G ?>" ,11,)  "  ''& ' "A  &'"F     *" " "  '">"" ">&3 B   '  ' ,7 ?>" ,11, (  ""(  !& ""  :"  >" - $ ;   ;;  ; ;     &'"   B& (" "'"("  (   "  & "  ' &   '&":&& &'"")4"">4'B  ' 4"     'A3 ;   5555555555 '  ""( '  !& "")  " I K <&   '&": > ""'" &= & "   '"44 'F3

B "'++:&>",11,)" ''&"'( ""   B 3 G  ) (  " B  '& " '         & "<-BF "'  = (B"(& -  & (B  >"  (    " &(">  -  *" " "'">""I*" "('*K" ' ''"") '">""3 "" "  4 '  "(B >"  '&?- >&   ' B& ,11+  "  '  & "3

 O &A " )("">" "':" ) B" >B&& "&3

 > '  (" &6') :   '    (  '' ' B&)  :'&)'" H ? &3

ZZZZZZ



.,/0+.,11/  2+0.+02   

  -(5  (+, ,(-,  +, -

 /6   7  8   9! &1# -

  6 

+3 &''>4M

 6

,3 ? M

/3 " (&' A " M

@3 :   " '  (B >  :     &  H  '  '&" ' /1 ? '6   ":" "  " '& '&  "4 :&'& ' ) ;*X"L*:(" G) G11@   )  " F"3  '&"    H  A&3  &" '" P = "'"( F  ('&"" '&"4 "" ''&""  (&M 4= F  (  ": "  " >" ''     '&""M =    "A    '  &  3 ;"  &"   "    " &&  &&&    = 4=   = "2')  "4:&'&'  "6(B" '>'&">43&"' "I ' >) ("   ?" ) "" (  '&""  (&   B> ' (& &F&'"& < 3+/,)+1G +18=3  A::"P  &"' P   "" 44"     & "2?" P  C&'&"( 

":'& H   ":"&F """(B-B::":&'& '">&A::



.,/0+.,11/