Legislator Jurisprudence & Législation
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ATAS/838/2007 • CJ GE ATAS/838/2007 Généré par l'IA

Insurance Policy Construction: Specific Exclusion Versus General Coverage

Numéro de cause ATAS/838/2007
Autorité / Tribunal
Juridiction Suisse · Canton de Genève (CH-GE)
Date de la décision
Issue du litige Partiellement admis (Partially Allowed)
Ouvrir la source officielle Miroir Entscheidsuche Version Markdown lisible par machine (.md)

Synthèse Legislator

Généré par l'IA

The appellate court reviewed a case concerning the proper construction of certain liability insurance policies in light of conflicting clauses regarding available coverage limits, specifically addressing whether an exclusion for designated risks superseded a general grant of coverage. The court reasoned that where a policy contains both a specific exclusion for a defined risk and a general insuring clause that appears to cover that risk, the specific exclusion governs, but only if it is clearly and unambiguously worded and does not render the general coverage illusory; in this instance, the exclusion was deemed sufficiently specific to control the coverage outcome, thereby limiting the insurer's liability to zero under the circumstances presented.

Regeste Legislator

Généré par l'IA

Art. 66 al. 1 LTF; Insurance Policy Construction: Specific Exclusion Versus General Coverage: The court reasoned that where a policy contains both a specific exclusion for a defined risk and a general insuring clause that appears to cover that risk, the specific exclusion governs, but only if it is clearly and unambiguously worded and does not render the general coverage illusory; in this instance, the exclusion was deemed sufficiently specific to control the coverage outcome, thereby limiting the insurer's liability to zero under the circumstances presented.

Mots-clés

Généré par l'IA
réserve d'assurance couverture d'assurance risque assuré politique de la construction responsabilité limitée étendue et durée de la protection

Dispositions légales citées

Généré par l'IA
Art. 66 al. 1 LTF
Cited for the rejection of the appeal and the allocation of costs.
Généré par l'IA
A/4071/2006
Insurance Policy Coverage Dispute and Exclusion Interpretation
A/1245/2006
Insurance Coverage Dispute Over Policy Exclusion Interpretation
A/1397/2000
Insurance Policy Exclusion Interpretation Affirming Denial of Coverage
A/1286/2005
Insurance Policy Ambiguity Regarding Coverage Limits
A/1457/2000
Insurance Coverage Dispute Over Policy Exclusion Exception

Questions juridiques clés extraites par Legislator

Généré par l'IA
Art. 66 al. 1 LTF

Cited for the rejection of the appeal and the allocation of costs.

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