Legislator Jurisprudence & Législation
ATAS/56/2005 • CJ GE ATAS/56/2005 Généré par l'IA

Loan Agreement Disclosure Violation by Incorporation by Reference

Numéro de cause ATAS/56/2005
Autorité / Tribunal
Juridiction Suisse · Canton de Genève (CH-GE)
Date de la décision
Issue du litige Partiellement admis (Partially Allowed)

Synthèse Legislator

Généré par l'IA

The appeal concerned whether certain statutory disclosures, which were incorporated by reference into a loan agreement, constituted a violation of consumer protection statutes. The court determined that when a document is explicitly incorporated by reference into a contract, the contents of the incorporated document are legally considered part of the contract, and failure to provide the incorporated disclosure documents alongside the primary agreement renders the contract non-compliant with the relevant disclosure requirements. The court thus affirmed the finding of a statutory violation based on the failure to provide the incorporated disclosures.

Regeste Legislator

Généré par l'IA

Art. 66 al. 1 LTF; Loan Agreement Disclosure Violation by Incorporation by Reference: The court determined that when a document is explicitly incorporated by reference into a contract, the contents of the incorporated document are legally considered part of the contract, and failure to provide the incorporated disclosure documents alongside the primary agreement renders the contract non-compliant with the relevant disclosure requirements. The court thus affirmed the finding of a statutory violation based on the failure to provide the incorporated disclosures.

Mots-clés

Généré par l'IA
contrat conclu avec des consommateurs convention de renvoi violation du devoir de renseigner condition légale escroquerie au crédit garantie par gage

Dispositions légales citées

Généré par l'IA
Généré par l'IA

Questions juridiques clés extraites par Legislator

Généré par l'IA
Art. 66 al. 1 LTF

Cited in the dispositive section regarding the allocation of court costs.

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