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ATAS/1044/2005 • CJ GE ATAS/1044/2005 Généré par l'IA

Contractual Interest Calculation vs. Statutory Maximum

Numéro de cause ATAS/1044/2005
Autorité / Tribunal
Juridiction Suisse · Canton de Genève (CH-GE)
Date de la décision
Issue du litige Rejeté (Dismissed)
Ouvrir la source officielle Miroir Entscheidsuche Version Markdown lisible par machine (.md)

Synthèse Legislator

Généré par l'IA

A party sought relief arguing that a contractual clause concerning the calculation of interest was illegal because it resulted in an effective rate exceeding a statutory maximum, presenting evidence of the effective rate based on the actual repayment schedule. The court determined that the relevant statute applied only to explicitly stated interest rates and that the challenged clause, while potentially harsh, did not violate the usury law because the excessive effective rate was a consequence of the agreement's structure rather than a directly stipulated or usurious nominal rate.

Regeste Legislator

Généré par l'IA

Art. 66 al. 1 LTF; Contractual Interest Calculation vs. Statutory Maximum: The court determined that the relevant statute applied only to explicitly stated interest rates and that the challenged clause, while potentially harsh, did not violate the usury law because the excessive effective rate was a consequence of the agreement's structure rather than a directly stipulated or usurious nominal rate.

Mots-clés

Généré par l'IA
clause contractuelle calcul des intérêts usure limite légale maximale intérêt moratoire légal hypothèque maximale

Dispositions légales citées

Généré par l'IA
Art. 66 al. 1 LTF
Costs are imposed on the appellant for procedural reasons in the dispositive.
Généré par l'IA
A/3923/2007
Contractual Interest Rate Versus Statutory Maximum in Late Payment Disputes
A/3418/2006
Statutory Interest Cap Overrides Contractual Rate
A/2468/2007
Statutory Interest Rate Supersedes Prior Contractual Agreement
A/1916/2005
Contractual Interest Rate vs. Statutory Default in Debt Calculation
A/1086/2004
Contractual Interest Rate vs. Statutory Interest Rate in Breach of Contract

Questions juridiques clés extraites par Legislator

Généré par l'IA
Art. 66 al. 1 LTF

Costs are imposed on the appellant for procedural reasons in the dispositive.

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