ATA/95/2006 · Art. 66 al. 1 LTF

ATA/95/2006 • CJ GE ATA/95/2006 Généré par l'IA

Insurance Coverage Denial Based on Material Misrepresentation

Numéro de cause ATA/95/2006

Autorité / Tribunal Cour de Justice (Cour civile) · Chambre administrative

Juridiction

Suisse · Canton de Genève (CH-GE)

Date de la décision 2006-02-15

Issue du litige Rejeté (Dismissed)

Ouvrir la source officielle Miroir Entscheidsuche Version Markdown lisible par machine (.md)

Synthèse Legislator

Généré par l'IA

A party sought insurance benefits for losses resulting from a fire, but the insurer denied the claim based on a policy provision that voided coverage if the insured concealed or misrepresented material facts during the application process. The court affirmed the denial, reasoning that the insured's failure to disclose a significant financial encumbrance on the property constituted a material misrepresentation, as that information would have influenced the insurer's decision to issue the policy or set the premium, thus justifying the policy's forfeiture clause.

Regeste Legislator

Généré par l'IA

Art. 66 al. 1 LTF; Insurance Coverage Denial Based on Material Misrepresentation: The court affirmed the denial, reasoning that the insured's failure to disclose a significant financial encumbrance on the property constituted a material misrepresentation, as that information would have influenced the insurer's decision to issue the policy or set the premium, thus justifying the policy's forfeiture clause.

Mots-clés

Généré par l'IA

droit à la prestation d'assurance assurance pour perte de patrimoine prime d'assurance péremption dispositions financières soustraction de cotisations d'assurance