ATA/268/2006 · Art. 66 al. 1 LTF

ATA/268/2006 · Mortgage Debt Survival Upon Acquisition of Mortgagor's Equity (Cour de Justice (Cour civile))

Synthèse Legislator

Généré par l'IA

The court addressed whether a debt secured by a mortgage was extinguished when the mortgagee acquired the mortgagor's entire equity of redemption, finding that such acquisition did not automatically merge the interests to extinguish the mortgage debt under the common law doctrine of merger, absent clear intent or circumstances indicating the acquisition was made for the purpose of extinguishing the debt. The court reasoned that merger depends on the intent of the acquiring party, and where a purchaser of the equity of redemption has an interest in keeping the mortgage alive, such as to protect against intervening liens or for other practical purposes, the interests will be held to remain separate to prevent an inequitable result, especially since the debt itself, separate from the security, was not explicitly satisfied or released.

Regeste Legislator

Officiel

FONCTIONNAIRE; ACTE ILLICITE; PROTECTION DE LA PERSONNALITÉ ; DROIT DE LA FONCTION PUBLIQUE | Rappel de la notion de harcèlement sexuel, non retenu dans la présente espèce. Par ailleurs, on ne saurait reprocher à l'Etat d'avoir manqué de diligence lorsque les faits litigieux ont été portés à sa connaissance dès lors qu'il a immédiatement pris des mesures pour offrir une nouvelle place de travail à la demanderesse nonobstant l'examen du caractère fondé ou non des plaintes de celle-ci. | LEg.4 ; LEg.5.al.3 ; LPAC.2B

Mots-clés

Généré par l'IA

crédit hypothécaire acquisition immobilière confusion common law fusion unité de rang

Dispositions légales citées

Généré par l'IA

Art. 66 al. 1 LTF

Cited in the final orders concerning the allocation of court costs.

Généré par l'IA

C/5683/2008

Property Owner v. Creditor Regarding Fiduciary Transfer of Mortgage Notes for Loan Security

C/8591/2017

Mortgage Default and Creditor's Right to Termination Despite Pledged Asset Seizure

A/2464/2005

Lien Survival Post-Debt Satisfaction and Conveyance

C/23890/2008

Mortgage Bond as Fiduciary Security: Defenses Against Underlying Debt Enforcement

A/1152/1995

Creditor Mortgage Real Estate Acquisition Interpretation

Questions juridiques clés extraites par Legislator

Généré par l'IA

Art. 66 al. 1 LTF

Cited in the final orders concerning the allocation of court costs.

Texte complet

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Mortgage Debt Survival Upon Acquisition of Mortgagor's Equity

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