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ATA/177/2005 • CJ GE ATA/177/2005 Généré par l'IA

Financial Instruments and Usurious Lending Practices Determination

Numéro de cause ATA/177/2005
Autorité / Tribunal
Juridiction Suisse · Canton de Genève (CH-GE)
Date de la décision
Issue du litige Partiellement admis (Partially Allowed)
Ouvrir la source officielle Miroir Entscheidsuche Version Markdown lisible par machine (.md)

Synthèse Legislator

Généré par l'IA

The court considered whether various actions, including the provision of specific financial instruments and related agreements, constituted usurious lending practices given their structure involving fluctuating rates tied to an index and early repayment provisions. The court reasoned that while the transactions involved interest components and specific repayment schedules, the key factor was whether the aggregate return, considering all terms and conditions, exceeded the legally permissible maximum rate, ultimately finding that the agreements, when analyzed holistically, did not meet the statutory definition of usury because the actual or effective rate did not surpass the prohibited threshold.

Regeste Legislator

Généré par l'IA

Art. 66 al. 1 LTF, Art. 64 LTF; Financial Instruments and Usurious Lending Practices Determination: The court reasoned that while the transactions involved interest components and specific repayment schedules, the key factor was whether the aggregate return, considering all terms and conditions, exceeded the legally permissible maximum rate, ultimately finding that the agreements, when analyzed holistically, did not meet the statutory definition of usury because the actual or effective rate did not surpass the prohibited threshold.

Mots-clés

Généré par l'IA
usure instruments financiers taux d'intérêt dispositions financières transaction couplée droit bancaire

Dispositions légales citées

Généré par l'IA
Art. 66 al. 1 LTF
Applied to order the appellant to pay the costs of the federal proceedings.
Art. 64 LTF
Applied to grant the request for legal aid for the appellant.
Généré par l'IA
A/1557/2007
Characterization of Financial Instruments, Contract Breach, and Damages Valuation
A/1725/2003
Contractual Default Interest Rate Validity and Usury
A/3825/2006
Financial Instrument Contract Dispute
A/1405/2001
Contractual Validity and Usury in Joint Venture Characterization
A/1476/2001
Tax Treatment of Financial Transactions and Debt Instruments

Questions juridiques clés extraites par Legislator

Généré par l'IA
Art. 66 al. 1 LTF

Applied to order the appellant to pay the costs of the federal proceedings.

Art. 64 LTF

Applied to grant the request for legal aid for the appellant.

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